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But cravings are only part of the equation
Plan cost-sharing components that affect treatment expenses include the following: Deductible amounts: Annual amounts members must pay before insurance coverage begins, varying by plan type and coverage level Copay amounts: Fixed dollar amounts paid for therapy sessions and treatment visits, typically ranging from $20 to $50 per session Coinsurance percentages: Percentage of costs members pay for inpatient and intensive services after meeting deductible requirements Out-of-pocket maximum limits: Annual caps on total member costs providing financial protection against catastrophic expenses Federal parity requirements ensure that cost-sharing for mental health and addiction treatment cannot exceed the financial requirements for comparable medical and surgical benefits
InsideHook spoke with a number of healthcare providers about the troubling issues many are facing
Lancet Diabetes Endocrinol (2019) 7:83444
doi: 10.1016/S2215-0366(15)00579-9 209 WoelferM.KastiesV.KahlfussS.WalterM
